The start of the new year can be a great time to get your finances on track. U.S. News senior editor for personal finance Susannah Snider and Antonio chat with consumer finance analyst Beverly Harzog about her personal experience getting out of a large debt hole, how to establish good money habits after the holidays and the best strategies for paying down credit card debt.

Music by: @dcuttermusic / www.davidcuttermusic.com

Highlights

Bestselling and award-winning author of five personal finance books.

MBA, former CPA.

National spokesperson on consumer credit issues for